Disability Income Insurance (18 years and older)

18 years old and older: If you are old enough to work, you can benefit from knowing that the lion’s share of your income will continued to be paid should you become unable to work due to an accident or illness.

Term Life Insurance

25-40 years old: Highly affordable life protection that pays a beneficiary (such as a spouse or the planned caretaker of your child) in the event that you die during a period of time.

Whole Life Insurance

30 years old and older: Life protection that not only pays out if you die, but builds a cash value that can eventually be used for expenses, savings or investment while you are still alive.

Annuities

40’s and older: Financial instruments that you pay into today for them to create guaranteed income for you in the future. A pension plan that can pay you for the rest of your life and, in some cases, beyond that.

Long Term Care Insurance

50’s and 60’s: Protection that you get (typically before you retire) that protects your assets should you ever need to stay in an expensive nursing home or receive full-time care at your house later in old age.

Final Expenses Insurance

65 and older: Life protection that pays a funeral home for burial-related services in the event of your death.

 

For more information on different types of Life Insurance, Disability Income Insurance, Long Term Care Insurance and Annuities book an appointment or call (305) 613-1498