Last Updated: December 30, 2022

 

Parker Lake values your privacy. Your Personal Information is collected through this website, social media, email and apps.  By using this website, you are granting Parker Lake permission to collect your data and retain it for business purposes.

 

This website collects your Personal Information for legitimate business interests.  Your contact information collected by this site may be disclosed to third parties as deemed necessary by Parker Lake.  Only information that is needed is collected, retained and passed on to third parties and information is deleted when it is no longer needed for business purposes.  While information is retained, reasonable measures are used to keep it secure. You may email Parker Lake at pl@parkerinsures.com to request access to, correct, delete your Personal Information or to otherwise withdraw your consent.

 

Your information as volunteered by you or provided by your web browser or the device you are using is collected, stored and/or used:

 

  • by the website operated by Parker Lake from which you are accessing this Privacy Policy (the “Site”);
  • by third party software applications integrated with the Site or installed computers, serves and mobile devices (the “Apps”);
  • by social media platforms (collectively, “Social Media”); and
  • by email sending platforms that are used to send you periodic communications (the “Electronic Newsletter Mailers”)

 

Collectively, this Privacy Policy refers to the Sites, the Apps, Social Media and the Electronic Newsletter Mailers as the “Services”.

 

Personal and Other Information Parker Lake May Collect

 

“Personal Information” is information that can be used to distinguish or trace an individual’s identity, either alone or when combined with other information that is linked or linkable to a specific individual. Categories of Personal Information collected by this Site and the Services include: 

 

  • name, contact information, preferences and interests, demographic information and device and browser type; 
  • Internet or network activity information, such as browsing history and interactions with the Site, other websites or the Services;
  • geolocation data including IP address.

If you submit any Personal Information relating to other people to this Site or the Services you represent that you have the authority to do so and to permit Parker Lake to use the information in accordance with this Privacy Policy. 

 

Collection of Personal Information

 

We and our service providers collect Personal Information in a variety of ways, including: 

 

In addition to information electronically collected from your browser when you visit this Site or the Services, Parker Lake may collect Personal Information from you offline in a variety of ways including but not limited to: 

 

  • being handed you business card by you or others at an in-person event or venue
  • the registration list of an in-person or online event
  • publicly available databases;
  • joint marketing and sales channel partners;
  • demand generation and lead generation companies.

 

Parker Lake needs to collect Personal Information in order to provide any requested services and products to you. If you do not provide the information requested, the services and products cannot be provided. If you disclose any Personal Information relating to other people to Parker Lake either online or offline or to service providers in connection with the Site or the Services, you represent that you have the authority to do so and to permit Parker Lake to use the information in accordance with this Privacy Policy. 

 

Aggregating and Making Personal Information Anonymous

 

Parker Lake may aggregate and anonymize your Personal Information so that it may no longer be considered Personal Information. This may be done from time to time and the results disclosed publicly for any business purpose including:

 

  • marketing and other aspects of business development such as sales
  • data analysis to improve business processes;
  • audits, to verify that internal processes function as intended and are compliant with legal, regulatory or contractual requirements;
  • fraud and security monitoring purposes, for example, to detect and prevent cyberattacks or attempts to commit identity theft;
  • developing new products and services;
  • enhancing, improving, or modifying current products and services;
  • identifying usage trends, for example, understanding which parts of the Site are of most interest to users.

Choices and Access

Your choices regarding Parker Lake’s use of your Personal Information

 

If you no longer want to receive marketing-related emails from Parker Lake’s Electronic Newsletter Mailers in the future, you may opt out by following the instructions contained in each email. Parker Lake will try to comply with your request as soon as is reasonable. Please note that, if you opt out, Parker Lake may still send you important administrative non-marketing messages from which you cannot opt out.

 

How you can access, change or suppress your Personal Information 

 

If you would like to review, correct, update, suppress, restrict or delete Personal Information that you have previously provided, or if you would like to request to receive an electronic copy of your Personal Information for purposes of transmitting it to another company (to the extent this right to data portability is provided to you by applicable law), you may contact Parker Lake at pl@parkerinsures.com or call (305) 613-1498. Your request will be responded to consistent with applicable law. 

 

For your protection, Parker Lake may only implement requests with respect to the Personal Information associated with the email address that you use to send your request, and may need to verify your identity before implementing your request. Parker Lake will try to comply with your request as soon as reasonably practicable.

 

Please note that Parker Lake may need to retain certain information for regulatory record keeping purposes and/or to complete any transactions that you began prior to requesting a change or deletion. There may also be residual information that will remain within databases and other records within the Services, which will not be removed.

 

Retention Period

 

Parker Lake will retain your Personal Information for the period necessary to fulfill the purposes outlined in this Privacy Policy unless a longer retention period is advisable in light of a legal position, required or permitted by law or industry regulation. 

 

The criteria used to determine our retention periods include: 

 

Use of the Site by Minors

The Services, unless explicitly stated otherwise, are not directed to individuals under the age of eighteen (18), and Parker Lake does not knowingly collect Personal Information from minors.

Jurisdiction and Cross-Border Transfer

 

The Site and, where applicable, the Services are controlled and operated by Parker Lake from the city of Miami, Florida in the United States of America and is not intended to subject Parker Lake to the laws or jurisdiction of any county, state, country, or territory other than that of Miami-Dade, Florida in the United States of America. Your Personal Information may be stored, retrieved and processed in any location worldwide where Parker Lake travels or engages service providers, and by using the Site and Services you understand that your information will be transferred to territories outside of that of you residence, including the United States of America, which may have data protection rules that are different from those of your jurisdiction. In certain circumstances, courts, law enforcement agencies, regulatory agencies or security authorities in those other countries may be entitled to access your Personal Information.

 

Updates to this Privacy Policy

Parker Lake may change this Privacy Policy at any time and without notice. For your convenience, the “Last Updated” statement at the top of this page indicates when this Privacy Policy was last revised. Your use of the Site and Services following these changes means that you accept the revised Privacy Policy.

 

Contact

Parker Lake, 784 NE 85th Street Miami, FL 33138 is responsible for the collection, use, and disclosure of your Personal Information under this Privacy Policy.

 

If you have any questions about this Privacy Policy, please contact Parker Lake at pl@parkerinsures.com. 

 

Additional Information for Individuals in the EEA

If you are located in the EEA, you also may:

 

Lodge a complaint with a data protection authority for your country or region, or where an alleged infringement of applicable data protection law occurs.

 

California Privacy Notice

 

Pursuant to the California Consumer Privacy Act (CCPA), this Privacy Policy is providing the following additional details regarding the categories of Personal Information about California residents that have been collected or disclosed within the preceding 12 months.  The Site and Services collected the following categories of Personal Information:

 

  1.     Identifiers, such as name and online identifiers;

 

  1.     Personal information, such as name, contact information, payment card number, preferences and interests, and demographic information;

 

  1.       Internet or network activity information, such as browsing history and interactions with the Site;

 

  1.     Credit or debit card numbers; and

 

  1.     Geolocation data, such as IP location.

 

Parker Lake has not “sold” Personal Information for purposes of the CCPA.

 

For purposes of this Privacy Policy, “sold” or “sale” means the disclosure of Personal Information for monetary or other valuable consideration but does not include, for example, the transfer of Personal Information as an asset that is part of a merger, bankruptcy, or other disposition of all or any portion of our business.

 

If you are a California resident, you may request that Parker Lake:

 

(1)  Disclose to you the following information covering the 12 months preceding your request:

 

o   The categories of Personal Information collected about you and the categories of sources from which such Personal Information was collected;

 

o   The specific pieces of Personal Information collected about you; and

 

o   The categories of Personal Information about you that were otherwise shared or disclosed, and the categories of third parties with which or whom the information was shared or to whom it was disclosed (if applicable).

 

(2)  Delete Personal Information collected from you.

 

To make a request for the disclosures or deletion described above, please contact Parker Lake using the details provided earlier in this Privacy Policy. Your request will be responded to consistent with applicable law. 

 

You have the right to be free from unlawful discrimination for exercising your rights under the CCPA.