Final Expense Insurance is life insurance that pays your last medical bills and funeral expenses when you pass away.  Having a final expense insurance policy in place ensures that your family does not have to come up with the resources needed for these final costs. 

In the vast majority of cases, families and individuals use Final Expense Insurance to cover funeral costs. However, like any other life insurance, the proceeds of the policy can be used for any expense.  In fact, these policies are designed specifically to avoid a financial crisis caused by the passing of a loved one. Therefore, you may opt to cover not only funeral costs and medical bills, but pay off the remainder of a mortgage, an auto loan or leave behind enough money to make a deposit on a new home.

Final Expense Insurance plans often have a simplified application process which can usually be completed in one sitting.  Furthermore, the policy is typically in effect within days of the application being approved.